3 months and my debt is now 8,926 usd.
I have continued to bring lunch to work, and I have completely skipped the lattes. But I still find it difficult to say NO to social events, so again I went out to dinner couple of times. This month I didn't buy any books or any clothes but I did buy couple of gifts for friends' birthdays.
According to the app on my phone "Debt Strategy," my expected debt free date has moved forward to April 2016;) Some days I can really be furious with myself for getting into this mess. But what's done is done. And it is time to move forward and learn from my mistakes.